GEARS will offer three classes to the community at the GEARS Community Center, 70 S. Poplar St., Elizabethtown. The classes are free, but registration is required. To register or for more information, visit http://www.getintogears.org or call 717-367-0355.

M&T Bank will present a program on credit scores and credit reports on Wednesday, May 7, from 6:30 to 8 p.m. Topics will include the importance of credit scores, how to access credit scores and reports, strategies to build and repair credit, and how to protect oneself from fraud. The program is open to people age 18 and up.

A Social Security workshop will be presented on Wednesday, April 9, from 6 to 7:30 p.m. Len Bodnar from Bodnar Financial Group will explain how to understand Social Security and optimize benefits. Topics will include understanding the benefit choices, when to start benefits, factoring in Medicare, reducing or eliminating taxation of Social Security, and strategies to help optimize retirement benefits and create an income base.

A class on identity protection will be held on Wednesday, April 16, from 6 to 7 p.m. A presenter from M&T Bank will speak about types of identity theft and fraud, as well as how people can protect themselves from identity theft and fraud. The class is for people age 18 and up.